— Our Programmes
Three Programmes, Each Designed for a Different Depth of Study
From a five-week household overview to a fully bespoke private study — there is a Wira programme that fits where you are.
← Home— How We Work
The Wira Method
Every Wira programme follows the same underlying approach: one subject studied carefully at a time, with a worksheet or annotated document produced in each session that belongs to the participant. The subjects are sequenced so that each one builds naturally on what came before.
The pace is chosen to suit adults who have a household and a working life — sessions are typically weekly or fortnightly, and the material between sessions is light. The aim is that participants arrive at each session having had time to think about the previous one, not having spent hours on homework.
Facilitators do not read from slides. They have worked with Singapore households on the same subjects that participants bring to the session, and they adapt the discussion to the questions in the room. When a participant does not understand something, the facilitator explains it differently — they do not move on because the slide deck does.
At the end of every programme, each participant has a set of notes about their own household that they prepared themselves, with guidance. These notes are the point. Understanding that a participant can return to and build on is more valuable than anything that could be delivered in a single afternoon.
— Five Weeks · Group of Twelve
Field Notes on Household Finance
A five-week group in which adults are invited to treat their household finances as a careful field study. Each session opens with a single subject and closes with an annotated worksheet the participant takes away. By the end of the five weeks each participant has a small set of careful notes about their own household, written in their own hand.
— Five sessions covering:
- 1. The household ledger — income, expenditure and what remains
- 2. CPF as a household pension — OA, SA, RA and their interaction
- 3. Protection and insurance — what you have, what it covers, what to ask
- 4. Investing at the simplest level — cash, bonds, equities and allocation
- 5. The longer arc — retirement, legacy and the decade ahead
- Annotated worksheet after every session
- Groups capped at twelve participants
- Held at Tras Street, Tanjong Pagar
- No product sales at any point
— Eight Weeks · Group of Twelve
The Annotated Investor
An eight-week course for those who would like to build a careful understanding of investing — slowly, with attention, and with their own notes. The course covers the categories of investments available to Singapore residents, index funds and ETFs, the quiet matter of fees over a long horizon, and the questions one ought to ask before buying any investment product.
— Eight sessions covering:
- 1. What investing is — and what it is not
- 2. The categories of investment available in Singapore
- 3. Low-cost index funds — what they are and why they matter
- 4. Exchange-traded funds — structure, costs and access
- 5. The quiet arithmetic of fees over twenty years
- 6. Cash and Singapore Savings Bonds as a steady floor
- 7. Questions to ask before buying any investment product
- 8. Reviewing your annotated portfolio journal
- Personal annotated portfolio journal maintained across eight weeks
- Singapore Savings Bonds and CPF investment options covered
- No investment products recommended or sold
— Six Sessions · Household Only · Approx. Three Months
The Private Field Study
A six-session bespoke programme in which a household and a senior facilitator together prepare a careful, annotated field study of the household's complete financial picture. The first session gathers papers and listens to questions. The next four examine each major part of the picture in turn. The final session produces a bound annotated study that the household keeps.
— Six sessions covering:
- 1. Gathering — household papers, questions, current picture
- 2. Cash flow — income, outgoings, household ledger in full
- 3. Protection — insurance coverage, gaps and questions
- 4. Investments — what the household holds and how to think about it
- 5. Longer-arc matters — legacy, CPF nomination, family considerations
- 6. The bound annotated study — review and handover
- Entirely private — your household and a facilitator only
- Bound annotated study delivered at close
- Fee covers the household, not per person
- All documents treated with strict confidentiality
— Choosing a Programme
Which Programme Fits?
Use this table to see at a glance what each programme covers. If you are still unsure, send us a note and we will suggest the right one.
| Feature | Field Notes SGD 250 |
Annotated Investor SGD 460 |
Private Study SGD 780 |
|---|---|---|---|
| Duration | 5 weeks | 8 weeks | ~3 months |
| Group or private | Group (max 12) | Group (max 12) | Private household |
| CPF and retirement | Partial | ||
| Insurance and protection | |||
| Investing and ETFs | Introduction | ||
| Legacy and estate matters | |||
| Bound annotated study | |||
| Personal annotated worksheets | |||
| Best for | A broad household overview | Understanding investments in depth | A complete household picture |
— Standards
What Every Wira Programme Includes
No Products
No financial product is recommended, offered or sold during or after any Wira programme. Written confirmation of this is provided before the first session.
Confidentiality
Documents shared in the Private Field Study are not retained after the programme ends. Group participants are not asked to share specific figures with others.
Annual Review
Programme content is checked each year against current CPF Board and MAS guidance to ensure accuracy. Updated where rules or instruments have changed.
Your Notes
Every participant leaves with printed, annotated notes from every session. These belong to the participant and are not templates — they reflect their own situation.
— Pricing
What Each Programme Costs
All fees are in Singapore Dollars and include all materials. No additional costs.
Five-Week Group
Field Notes on Household Finance
Per participant. All materials included.
- Five weekly sessions
- Annotated worksheets
- Group of twelve
- CPF, protection, investing, retirement
Eight-Week Course
The Annotated Investor
Per participant. All materials included.
- Eight weekly sessions
- Personal annotated journal
- Index funds, ETFs, fees, SSBs
- Group of twelve
Six Sessions · Private
The Private Field Study
Per household. All materials and bound study included.
- Six fortnightly sessions
- Bound annotated field study
- Legacy and estate matters
- Covers whole household
— Begin
Not Sure Which Programme to Start With?
Describe your situation and we will suggest the programme that makes the most sense. There is no pressure to choose the more expensive option.
Send an Enquiry